I was working full time by then and waited 2 years to go back and take the class. They told me the program had changed and I now had to take 13 more classes to get my degree. I know I should have taken the class immediately but I did not. I tried to work with UOP but they would not bend. I am mad at myself but also at the school for not giving me the classes I needed in the beginning. If something comes out of the investigation would I be eligible to receive the money that was taken from my GI Bill? You can get student loan forgiveness for fraudulent use of your student loan money.
If you had something in writing and could prove what you are saying, you could likely get loan forgiveness.
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What if I work for a private company that does contract work for the federal government, would that be considered public service eligible for loan forgiveness? Sorry, but no. I am trying to find another option for loan forgiveness or someone to speak to regarding loan forgiveness. I have been an educator for over 15 years in a low income area and I had a small student loan prior to , which is paid off, that disqualifies me for loan forgiveness.
I think this is so unfair and I want to know if there is any way to get around this or someone to speak with regarding this. Not directly, but you scan still apply for Income-Based Repayment, which will provide forgiveness after 25 years. Simply call your lender and see if you qualify. His signature was not required on the original loans, so why now? Also, he is disabled, just approved for SSI, and cannot work at all. If he cosigns will his SSI be taken to pay or will it be at risk at all? He needs it for his own health care. It has to do with how IBR is calculated. The addendum is used to to account for this.
He is not liable for your loans, but his income will count towards your joint income. If you file your taxes married-filing-separately, then only your income will count and his will not. He should also not sign the addendum. I am a speech pathologist working in different skilled nursing facilities throughout Iowa. I have 70k in loans and am desperate to reduce them. Is there any assistance available?
Thank you for taking the time to answer me. Any information is appreciated! It could be but it depends on your employer. Are you working at a school or for a school district? Maybe the county or state? I have a loan for my daughter that she and I have been paying on now for 10 years.
I understand I can not get it transfered to her name, but because she is now a teacher,which is why the loan was taken out with CFNC to begin with, is there a way now to get some loan forgiveness? The forms that I have seen have loan forgivenss for teachers, but again the loan is in my name, not hers.
1. Public Service Loan Forgiveness
No, they loans are yours and not hers, so there is no forgiveness available. The best advice I can offer is for the two of you to work together to pay them off as quickly as possible. Hi, I have worked the past 10 years at a child care center. However, it was not a non profit. Does the center have to be a non profit for staff to qualify for loan forgiveness? Hi I have student loan debt and I have currently been out of work due to cancer which has been removed but due to additional complications have not been able to return to work.
I am unsure when or ifbinwill be able to return to work. Is there a program that applies to me? There are two options. If you are certified permanently disabled, you can qualify for a loan discharge. You can learn more about that here. My girlfriend has over k in loans to get a Ph. She is currently a full time instructor in the English department at a university. Does this count as public service employment so she can have loans forgiven after 10 years of payments? If I am a full time pastor and all my loans helped me go to seminary school undergrad, grad, and post grad.
Can I get loan forgiveness? If you were a teacher or principal of a school, even at a church, you likely could count that service. In the middle of my schooling the school I was attending was stopped doing student loans all together, so I could not finish, I had no means of paying for my tuition and ONLY took 2 core classed, I mean I was just getting started. Had No choice what to do then, which not to mention, burst my bubble of motivation. To me I would think that could b consider a school closed being as in would qualify for Loan Discharge in matter of school closing.
Then yes, you could get loan discharge. However, it sounds like they just stopped helping you with student loans.
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Can you transfer your credits to another school? If you wanted to attend, you could get loans on your own outside the school and use that to pay.
I just graduated college and am a 5th grade teacher at a Title 1 elementary school in Arizona. I understand the loan forgiveness only comes after 5 years of teaching, so does that mean I will pay back my loans over the next five years as normal and then receive compensation? Thanks for clearing this up! I would like to explain my situation.
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I have been teaching since I have always taught in a Title 1 school. I owe around 35, I finished getting my degree in I have worked at a Title 1 school teaching 5th grade since I received my Masters Degree.
I would like to teach one more year, and I would love having help paying back this debt! Thank you for any information you can help me with! You can potentially qualify for Public Service Loan Forgiveness. My wife has MS, and is not disabled, and has student load debt that is still a good amount left. She does not work full time anymore due to the MS.
Is there a way to get a portion of her loans forgiven? She has already paid off the loans in interest alone thus far, but there are 10 more years of increased payments left. Until she is totally and permanently disabled, she cannot get her loans forgiven. Since MS typically gets worse, you might be able to apply for a deferment right now for the disability, and maybe before the deferment is over a doctor will consider her totally and permanently disabled.
I have been teaching college courses part mainly part time because of the economy or full time since at a state and private Catholic University. If your situation has changed and you can teach full time for 10 years total since and you have direct loans, you can get forgiveness. You also mention Elderly care. Each qualifying payment can be on IBR while you work in public service. We took out a loan for our son to go to college 10 years ago, with every intention of paying back. He became full permanent disability due to health reasons a year ago. Would he qualify for the student forgiveness, even though it was not him that attended college, but our son?
Hi Robert, I am a nurse and worked full time from — I became unable to work full time because I have a daughter who is severely disabled. Feeding tube wheelchair and non verbal.
Because her medical bills became so expensive I had to get her on ssi which was income based. Thus, I am limited to how much I can work. She will never be independent.
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